Repentance.

You turn up at your local church with the comforting thought that 'Jesus saves people from hell'. You go to church so that must include you, huh?
And ' Didn't He die for everybody?' ME in again, there!
And 'He is totally merciful' - See. I've been listening!
And 'He can forgive anything!' -  I've not been such a bad person so - every one's a winner!

May I gently explain that if there is no repentance, then there is no salvation either? You have to add one other small commodity to the mix - you must commit your LIFE to the one who opened this pathway for you at Calvary.
Sorry? Did somebody just say 'Salvation is supposed to be easy?'