Advice.

Time and time again, I find myself discussing tragic situations where care costs are concerned.
I have almost lost count of the numbers of people who have fallen into the trap - either in their own cases - or by not having grasped the nettle and pointed out to relatives of the generation before them, the desperate need to protect assets.

However small the possibilities are that care may be needed in the future, financial steps must be taken at the earliest stage possible to ensure that estates are not robbed by the government.
If you want 'the mind to be concentrated', let me explain that costs of under £600 EVERY WEEK for care are no longer the norm.
As a matter of urgency, do consult an independent financial adviser.